This fatwa acknowledges that the practice of short-term purchasing of trade accounts payable as it stands is not shari'a-compliant. It refers to the shari'a-compliant type of agreement used for short-term purchasing of trade accounts payable as a Wakalah bil Ujrah. A party to whom money is owed designates another party to recoup that money from the party indebted. The designated party may pay to the party to whom money is owed the sum of the debt (pursuant to a Qardh), and that Qardh can be paid for by the money collected from the debtor. The designated party may charge an agreed-upon fee for recouping the initial sum, but that fee must be nominal, rather than a percentage of the money recouped. There may also not be any connection between the Wakalah bil Ujrah agreement and the Qardh agreement.